Financial Results

Preliminary Financial Results FY 2022

Earnings per share*

in €

RoTCE (adjusted)*

in percent

Watch the Preliminary FY 2022 Earnings Call webcast from February 13, 2023

Anas Abuzaakouk, CEO and Enver Sirucic, CFO hosted a webcast to discuss our preliminary FY 2022 results.

Listen here

€ 509 million

Net profit (adjusted)*

0.28%

Risk cost ratio (adjusted)*

35.9%

CIR

13.5%

CET1 ratio

*adjusted for City of Linz write-off

FY 2022 Highlights

Q4 2022 net profit of € 132 million, EPS of € 1.51, and RoTCE of 19.6%
FY 2022 incorporates full write-off of City of Linz receivable of € 254 million in risk costs
Adjusted risk cost of € 122 million ... continued to build up our ECL management overlay to € 100 million
Completed € 325 million share buyback program and cancelled 6.6 million shares
CET1 ratio of 13.5% post-deduction of dividend accrual of € 305 million for FY 2022
Targets for 2023: Profit before tax > € 825 million, EPS > € 7.50, DPS > € 4.10, RoTCE > 20% and CIR < 34%; Accerating all 2025 financial targets to 2023

FY 2022 Documents

Earnings Presentation

(PDF)

(PDF)

(xls)

(PDF)

(PDF)

Downloads

Contact & Feedback

Jutta Wimmer
Head of Investor Relations

+43 (0) 59905-34444
Contact us

Watch the Preliminary FY 2022 Earnings Call webcast from February 13, 2023

€ 509 million

0.28%

35.9%

13.5%

Q1

H1

Q3

FY

Q1

H1

Q3

FY

Q1

H1

Q3

FY¹⁾

New segmentation

Q1

H1 ¹⁾

Q3

FY ¹⁾

Q1

H1

Q3

FY

Q1

H1

Q3

FY

Watch the Preliminary FY 2022 Earnings Call webcast from February 13, 2023

€ 509 million

0.28%

35.9%

13.5%

Q1

H1

Q3

FY

Q1

H1

Q3

FY

Q1

H1

Q3

FY1)

New segmentation

Q1

H1 1)

Q3

FY 1)

Q1

H1

Q3

FY

Q1

H1

Q3

FY

FY¹⁾

H1 ¹⁾

FY ¹⁾