BAWAG Group hosted the Q3 2025 Earnings Call on 22 October 2025 at 10 am CEST with our CEO Anas Abuzaakouk and our CFO Enver Sirucic.
The webcast is available here
in €
in percent
Net Profit
Risk Cost Ratio
CIR
CET1 ratio
Q3 2025 Highlights
Q3 2025 documents
Earnings Presentation
Press Release
Key Financials
Downloads
Consolidated Interim Report
Webcast Transcription
Disclosure acc. to Regulation (EU) No. 575/2013 ("CRR")
Consolidated Annual Report
Key Financials adjusted
Webcast Transcript
Half-Year Financial Report
Earnings Presentation Preliminary
Press Release Preliminary
Funding Overview
Disclosure acc. to Regulation (EU) No. 575/2013 ("CRR") H1 2019
Preliminary Credit Update
Webcast Transcript preliminary
BAWAG Group update on coronavirus and exposure overview
Disclosure acc. to Regulation (EU) No. 575/2013 ("CRR") FY 2019 (quantitative)
Disclosure acc. to Regulation (EU) No. 575/2013 ("CRR") FY 2019 (qualitative)
New segmentation
1) Publication according to section 5 para 2 RL-KG (German only)
Credit Update
Webcast transcript
Developments in Q3
Key Financials Preliminary
Annual Financial Report 2020 - iXBRL format (German only)
Disclosure acc. to Regulation (EU) No. 575/2013 ("CRR") FY 2020 (quantitative)
Disclosure acc. to Regulation (EU) No. 575/2013 ("CRR") FY 2020 (qualitative)
Webcast
Transcript
Annual Financial Report 2021 - iXBRL format (German only)
Disclosure acc. to Regulation (EU) No. 575/2013 ("CRR") FY 2021 (quantitative)
Disclosure acc. to Regulation (EU) No. 575/2013 ("CRR") FY 2021 (qualitative)
Excerpts of public disclosure ahead of Q3 2022 reporting
Disclosure acc. to Regulation (EU) No. 575/2013 ("CRR") Q1 2022
Half-year financial report
Excerpts of public disclosure ahead of Q2 2022 reporting
Disclosure acc. to Regulation (EU) No. 575/2013 ("CRR") H1 2022
Disclosure acc. to Regulation (EU) No. 575/2013 ("CRR") Q3 2022
Annual Financial Report (ESEF) - German only
Excerpts of public disclosure ahead of Q4 2022
Disclosure acc. to Regulation (EU) No. 575/2013 ("CRR") FY 2022 (quantitative)
Disclosure acc. to Regulation (EU) No. 575/2013 ("CRR") FY 2022 (qualitative)
Excerpts of public disclosure ahead of Q1 2023 reporting
Disclosure acc. to Regulation (EU) No. 575/2013 ("CRR") Q1 2023 (quantitative)
Early Read Presentation
The data contained in this presentation is an early read and, thus, remains subject to change. BAWAG will publish detailed H1/2023 results on 19 July 2023.
Credit update
Disclosure acc to regulation HY 2023
Excerpts of public disclosure ahead of Q3 2023 reporting
Disclosure acc to regulation Q3 2023
Stress test 2023
Stress test 2023 results
Detailed stress test results
Excerpts of public disclosure ahead of FY 2023 reporting
Report (ESEF) - German only
Disclosure acc. to Regulation (EU) No. 575/2013 ("CRR") FY 2023 (qualitative)
Disclosure acc. to Regulation (EU) No. 575/2013 ("CRR") FY 2023 (quantitative)
Excerpts of public disclosureEarnings PresentationPress ReleaseKey FinancialsCredit UpdateWebcastTranscript
Disclosure acc. to Regulation (EU) No. 575/2013 ("CRR") Q1 2024 (quantitative)
Excerpts of public disclosure Barclays consumer bank
Disclosure acc. to Regulation (EU) No. 575/2013 ("CRR") Q2 2024 (quantitative)
Excerpts of public disclosure
Disclosure acc. to Regulation (EU) No. 575/2013 ("CRR") Q3 2024 (quantitative)
Excerpts of public disclosureKey Financials (Q3 restated)Earnings PresentationPress ReleaseKey FinancialsCredit UpdateConsolidated Annual ReportReport (ESEF) - German onlyDisclosure acc. to Regulation (EU) No. 575/2013 ("CRR") FY 2024 (quantitative)Disclosure acc. to Regulation (EU) No. 575/2013 ("CRR") FY 2024 (qualitative)
Key Financial
Disclosure acc. to Regulation (EU) No. 575/2013 ("CRR") Q1 2025 (quantitative)
Disclosure acc. to Regulation (EU) No. 575/2013 ("CRR") Q2 2025 (quantitative)
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Jutta WimmerHead of Investor Relations
+43 (0) 59905-34444
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