Subsidiaries & Partners

Please find here an overview of the main operating subsidiaries of BAWAG Group AG.


BAWAG P.S.K. is the main operating subsidiary of BAWAG Group AG and one of Austria’s largest, most profitable and best capitalized banks with a well-recognized national brand. The bank applies a low-risk, efficient, simple and transparent business model focused on Austria and other developed markets – with approximately two-thirds of its customer loans within Austria. BAWAG P.S.K. is run in a safe and secure manner with a solid balance sheet and capitalization as well as low leverage. Delivering simple, transparent and best-in-class products and services that meet its customers’ needs is its consistent strategy across all business units.


Südwestbank is a Stuttgart-based medium-sized regional bank and serves more than 90,000 retail and business customers in Baden-Württemberg. The bank provides an individualized and needs-oriented range of products and a high level of advisory quality. Its strong regional base and decades of experience make Südwestbank one of the most important regional banks in Germany.


start:bausparkasse is the fourth largest Austrian savings and loan association in Austria. It currently serves approximately 500,000 customers.  

start:bausparkasse (Germany)

start:bausparkasse (formerly Deutscher Ring Bausparkasse) headquartered in Hamburg, is a building society bank, active throughout Germany, that has been offering building society products and retail housing products since 1972.