Als eine der größten Bank Österreichs, mit mehr als 2,3 Millionen Kunden, haben unsere Geschäftstätigkeiten einen beträchtlichen Einfluss auf die Gesellschaft, Wirtschaft sowie die Umwelt. Die Welt verändert sich und mit dieser Veränderung, hat sich auch die Erwartungshaltung der Stakeholder gegenüber Finanzinstituten geändert. Um sicherzustellen, dass wir für unsere Kunden der Finanzdienstleister der Wahl sind, ist es entscheidend nicht nur auf diese Veränderungen einzugehen, sondern die Initiative zu ergreifen und sie proaktiv zu thematisieren.
Mitglied des Vorstands
Chief Administrative Officer
|Kim FENNEBRESQUE||Stellvertreter des Vorsitzenden||CV|
|Verena SPITZ||vom Betriebsrat delegiert||CV|
|Beatrix PRÖLL||vom Betriebsrat delegiert||CV|
|Konstantin LATSUNAS||vom Betriebsrat delegiert||CV|
Since ESG risks span across all risk management pillars, we pursue a multidimensional steering approach within our risk management framework. Our "safe and secure" risk profile is a core strategic pillar and commitment towards our internal and external stakeholders, especially in relation to ESG risks. BAWAG Group has established a wide-ranging and forward looking risk management framework, taking into account ESG risks as an integral component.
The interaction of ESG risks and other material risk types is evaluated as part of the overarching risk materiality assessment. Within BAWAG Group’s portfolio steering framework, both high ESG-risk sectors and countries are limited accordingly maintaining a very low exposure to high-risk ESG industries and de minimis Oil & Gas exposure. In particular, the management of restricted and prohibited sectors as part of the underwriting process is essential in this regard. As part of our robust governance framework, ESG risk management is embedded in our key policies and processes, ensuring an appropriate consideration of ESG risks within outsourcing management, product introductions, etc. Numerous awareness initiatives such as townhall events, newsletters, self-learn programs and many more ensure that the strategy for managing ESG risks is recognized and practiced across the organization.
Third party training partnerships:
GoodHabitz is a third party institution which acts as our educational partner for innovative online trainings. They promote continuing education for every employee across the entire group. Individual development and personal knowledge expansion with an offer of almost 100 online trainings give the opportunity to each employee to develop a wide range of personal and leadership skills, business languages, teamwork and technical skills.
The information provided on this website neither constitutes an offer nor an invitation to buy securities issued by BAWAG P.S.K. and serves exclusively information purposes only.
The distribution of information contained on this website in certain jurisdictions may be restricted by law. None of the documents shown on this website constitutes an offer to sell or a solicitation to purchase securities in the United States or in any other country in which the information shown on the following website has not been authorized or to persons to whom this information must not be forwarded. All users of this website are requested to inform themselves about such restrictions and to comply with them.
In particular, the documents and information contained on this website may not be forwarded to the United States nor distributed within the United States and may not be distributed or disclosed to “US persons” (as defined in Regulation S of the US Securities Act of 1933 as amended (“Securities Act”)) or to general circulation publications in the United States.
Securities issued under the documents hereby provided will not be registered under the Securities Act and thus may subject to prior registration or certain exceptions not be sold, offered or delivered to US persons.
Related party transactions
Since 1 December 2019, there have been no related party transaction with entities with joint control of, or significant influence over, BAWAG. Historic related party transactions can be viewed in the respective sections of the annual reports.
BAWAG Group is offering products for small businesses, start-ups, etc. on a national level. In this way, the bank also supports smaller companies and enables access to finance for financially weaker ones. For example, the bank offers microloans starting from EUR 5,000 and also supports customers in obtaining suitable financing through advisory services and credit campaigns with external partners.
In terms of product safety for end customers, we continuously train our employees in sales & advisory functions on regulatory frameworks (MiFID II, IDD, etc.) and product requirements/knowledge in order to meet European standards. The know-how is also continuously evaluated and documented with further training points per employee. As soon as an employee does not have sufficient training points, the authorization to sell is withdrawn from that employee and training measures are applied (this is also required by the MiFID II and IDD regulations). All measures and procedures are defined in the bank's guidelines available on the intranet site.
Sollten Sie Fragen hinsichtlich unserer Positionierung zu ESG haben, kontaktieren Sie bitte Investor Relations unter firstname.lastname@example.org