Willkommen bei der BAWAG Group #femily 

Starkes Leadership ist ein wesentlicher Erfolgsfaktor für die BAWAG Group und für die konsequente Umsetzung unserer Strategie. Anlässlich des Internationalen Frauentags freuen wir uns, weibliche Führungskräfte aus unserem Unternehmen vorzustellen, die bedeutende Verantwortung übernehmen und als Vorbilder andere inspirieren.

Unsere Kultur bei BAWAG ist geprägt von Meritokratie und Verantwortung – verbunden durch ein gemeinsames Ziel: BAWAG Jahr für Jahr noch besser zu machen. Das ist es, was uns als Team vereint – willkommen in der BAWAG #femily.

Erfahre im März 2026 mehr über unsere weiblichen Führungskräfte!

 

Sonja Pein

Sonja Pein

Deputy Head of Internal Audit, Austria, Vienna

“Don’t mourn your unmet expectations.” 
I love this quote because it reminds me not to get stuck on things that didn’t turn out the way I hoped — in both my personal life and at work. Instead of spending energy on disappointment, I try to accept it, adjust, and move forward.

The key learning that shaped my professional journey 

I’ve learned that you don’t learn for others — you really learn for yourself. The things you take on in your career should truly matter to you and align with where you want to go.

When you choose things because they feel meaningful or interesting, staying motivated becomes so much easier.

An advice I would give to other women pursuing leadership careers 

Don’t underestimate yourself, and take rising opportunities even if you’re not 100% ready. Growth happens outside your comfort zone. Say yes to opportunities that excite you and trust that you’ll learn what you need along the way. Also, surround yourself with people who support you — both in your personal life and at work — and who challenge you in a positive way.

What inspires me outside of work 

I draw most of my inspiration from my children. My family life motivates and grounds me, giving me balance and joy. Spending quality time together — whether at home or outdoors — gives me the most energy.

I also love traveling and discovering new places, food, and traditions. And whenever I can, I enjoy swimming and riding my bike.

Shannon Stoeger

Shannon Stoeger

Executive Vice President & Chief Risk Officer, Idaho First Bank, United States

Your mind will always believe everything you tell it. Feed it Hope, Feed it Truth, Feed it with Love.

The key learning that shaped my professional journey 

The most important lesson in my professional journey has been to embrace change and take opportunities when they arise. Early in my career, change didn’t always come easily, but as I shifted my perspective, I found that leaning into new challenges enriched my leadership path and opened doors I might not have otherwise considered.

An advice I would give to other women pursuing leadership careers 

There is a lot of discussion — at least in the U.S. — about work–life balance and the challenge of building a successful career while staying present for your family. The truth is, it’s hard, and there are real sacrifices along the way. I have been fortunate to have a spouse who encouraged me to take opportunities and who was willing to take on additional responsibilities at home, especially when our children were younger. My advice is to give yourself grace as you navigate the responsibilities of both your career and your family — there is no perfect balance, only seasons.

What inspires me outside of work 

Spending time with my family is what inspires me most outside of work. I recently became a grandma, which has been an absolute joy and a wonderful reminder of what truly matters. I also love to travel — especially trips that include sunshine, beaches, and the ocean. Reading and spending time outdoors in beautiful Idaho help me recharge and stay grounded, and I try to make space for both whenever I can.

Tina Reich

Dr. Veronika von Heise-Rotenburg

Supervisory Board Member / Head of ACC, Austria, Vienna

“It’s easier to ask forgiveness than it is to get permission.” — Grace Hopper

The key learning that shaped my professional journey 

One key learning that has shaped my journey is that clarity and ownership beat perfection every time. Whether it was scaling a team from 2 to 20 or raising 250 million euros in debt, I learned that waiting for the 100% solution only leads to stagnation. Taking a stand, making data‑driven decisions, and communicating them transparently is what truly builds trust and momentum.

An advice I would give to other women pursuing leadership careers 

Women tend to underestimate their own readiness for the next big step.

When the opportunity came, I didn't think I was ready for my first leadership role either. It was my boss at the time — who is still my mentor today — who had to nudge (and frankly, push and threaten) me to take the leap.

Today, I’ve made it my mission to pay that forward. When I see high‑potential women on my team hesitating, I don't wait for them to “feel ready.” I challenge them, I back them up, and I push them into leadership because I know that the “impostor” feeling is usually just growth in disguise — and it tends to disappear with the first wins.

My advice? Stop waiting for 100% certainty. If the opportunity scares you, it's probably exactly what you need to do next.

What inspires me outside of work 

Outside of my private life (which is pretty much cooking, gardening, cats, chickens, and bees), my biggest source of inspiration is the Female Finance Circle.

We founded it in 2024 because we noticed a glaring gap: while there are many general leadership networks, there wasn’t a dedicated, high-level space for women in senior finance roles to truly talk shop, share debt‑structuring insights, or discuss equity rounds.

What started as a small idea among peers quickly turned into a powerhouse of female CFOs and finance leaders. Seeing these women support each other — not just with soft skills, but with hard financial expertise — is incredibly rewarding. It reminds me that leadership isn’t just about your own career; it’s about building the infrastructure for those who come after you.

By the way, we also have an Austrian chapter — reach out if you’re interested!

Tina Reich

Victoria Krammer

Deputy CFO / Head of Finance, Austria, Vienna

Enjoy every moment and have fun — life is too short to hold on to regrets.

The key learning that shaped my professional journey 

I’ve learned that careers rarely follow a perfect plan — and that’s often where the most meaningful opportunities appear. What has guided me is staying curious, asking questions, and being willing to step into situations that feel slightly uncomfortable. Trusting my resilience and taking my space has shown me what I’m truly capable of. At the same time, having a clear vision of where I want to be in the future gives direction to those unexpected moments.

An advice I would give to other women pursuing leadership careers 

Trust the skills you already have and take opportunities as they come — even the unexpected ones. Seek out mentors and people who genuinely support your growth. The right guidance and confidence in yourself can make all the difference.

What inspires me outside of work 

Before becoming a mom, I found my inspiration in traveling and spending time in the mountains — new places, fresh air, and the feeling of freedom always energized me. Today, that inspiration looks a bit different. It comes from the curiosity, joy, and incredibly fast learning of my son, as well as my nieces and nephews. Watching how openly they explore the world and how naturally they adapt reminds me how important it is to stay open, brave, and curious myself.

Tina Reich

Julia Dageförde

Group Head of Customer Engagement, Germany, Hamburg

Never stop believing in yourself — and never stop having fun on the way.

The key learning that shaped my professional journey 

My first two employers invested heavily in my development. Beyond building the professional skill set needed to succeed, they focused strongly on shaping my leadership abilities. Through rigorous talent management, I learned early on to recognize my strengths — my “spikes” — and to use them confidently, while also working consciously on development areas, such as becoming less direct and more approachable. This experience taught me how much energy I gain from driving things forward, developing others, and building meaningful networks — aspects that continue to motivate me today.

Having children has changed far more than I expected. I returned twice working 80%, and after my second child, I came back just seven months after giving birth. In situations like this, women can hit a glass ceiling, have to fight to regain meaningful responsibilities, or face challenges that make them feel temporarily sidelined. This was the moment when BAWAG made all the difference: I was empowered to take my career into my own hands. People didn’t look at my family situation — they looked at me and my potential. I will never forget that my manager made this possible for me.

An advice I would give to other women pursuing leadership careers 

Be clear about what you want to achieve and then be the captain of your own ship. Find someone who is truly invested in helping you grow — someone who spends time thinking about opportunities for you, helps you build on your strengths, gives honest feedback, and supports you in developing your areas for improvement.

It is disappointing how often women question themselves and their capabilities. Find someone who helps you build confidence — confidence to speak up, to reach out and grow your network, to jump into cold water when needed, and to be authentic and even laugh openly, even when you are surrounded by the most senior people in your organization.

What inspires me outside of work 

Outside of work, my focus is on my two small children — my 3.5‑year‑old daughter and my 13‑month‑old son. I am trying to raise my daughter the way I was raised: never be afraid and always believe in herself. And I want to raise my son to never see differences in what he can achieve compared to what his sister can achieve.

Everything is put into perspective by my partner, who is a medical doctor working in a hospital — and compared to the challenges he faces every day, most of my work problems start to feel much easier.

Tina Reich

Antoinette Leopold

Co‑Branch Manager Market at Knab, BAWAG AG Branch Netherlands

-  Don’t ask yourself ‘why me’, ask yourself ‘what now’” — Edith Eger.

- Be hard on problems but soft on people.

The key learning that shaped my professional journey 

Believe in your unique capabilities and know you can do and learn anything when you put your head around it. Think in opportunities, not limits. Follow your dreams, not your boyfriends. :)

An advice I would give to other women pursuing leadership careers 

Let the company know you are ambitious and you want to progress your career. Not so much in titles or rank, but in the areas you would like to develop yourself in. Always choose an area of growth of the company so you can grow along with it. Learn your own values, it will guide you into your future.

What inspires me outside of work 

Connecting with friends and family from all sorts of generations.

Tina Reich

Tina REICH

Supervisory Board Member BAWAG Group, USA 

“The most dangerous phrase in the language is, ‘We’ve always done it this way.’” — Grace Hopper, Rear Admiral & Computer Scientist. 

The key learning that shaped my professional journey 

A career isn’t a private record of your accomplishments — it’s a distributed ledger. Over time, I learned that the most sustainable career is one built through openness: sharing information, supporting others, and contributing beyond your own remit. 

In the long run, your public record — the changes you’ve made, the challenges you’ve taken on, the people you’ve supported who can speak to your ability, agility, curiosity, and integrity — becomes your true career story. This collective record is the foundation of your reputation and your impact. 

An advice I would give to other women pursuing leadership careers 

It may sound cliché, but feedback truly is a gift — even when it feels like receiving a pair of used socks for your birthday. Most people avoid giving candid feedback because it takes time, energy, and courage. So when someone offers it, pause and reflect. Say thank you. Even when it is imperfectly delivered or influenced by bias, there is still insight to be found. 

I think women sometimes receive less direct and less frequent feedback because some people have a perception that it will be taken personally or feel they don’t know them well enough to give honest input. That means we must actively seek it out and create an environment where honesty feels safe for others. 

At the same time, invest deeply in your craft. I went from being a girl who loved STEM to a woman navigating male‑dominated technical fields like data science, machine learning/AI, and digital experiences, including digital banking. I learned that credibility and respect must be earned — and they come through demonstrated competence. Technical fluency, rigorous preparation, staying on the cutting edge, and clear reasoning build respect, and respect builds influence. 

For women in technical leadership paths: you don’t need to be the loudest voice, the smoothest communicator, or someone who “fits in with the guys.” Leadership and influence grow from self‑reflection, technical mastery, and adaptability.  

What inspires me outside of work 

My kids are my everyday motivation, but my large-scale inspiration comes from science fiction, especially Star Trek. While I enjoy the science and technology, what resonates most is its optimism and focus on human connection. It reflects a belief that complex problems can be solved through intelligence, cooperation, and hope. 

Science fiction is, in many ways, a governance laboratory — a sandbox for exploring ethical dilemmas, technological disruption, and societal change. It reminds me that progress is rarely accidental; it requires intention, hard work, and teamwork.